Latest Posts

How To Claim PPI

What is PPi?

claimppiPPI or Payment Protection Insurance is a protection cover that has been until recently sold by lenders to cover borrowing taking by consumers and in some cases small businesses. The facilities that it covers are wide ranging as it would have been applied to all types of loan: from personal loans through car finance, HP to Mortgages or loans secured on a consumers property. The premiums for these larger facilities were in the most part taken upfront and added to the borrowing where you guessed it further interest would have accrued. In some cases the PPI would have been taken monthly.

The other facilities PPI would have been applied to were those where a fixed initial sum was not taken but instead a facility to borrow up to was made available by way of a credit limit. Credit Cards and store cards made up most of these facilities where almost all premiums were added monthly.

 

How Many People Were Sold PPI?

This is a difficult figure to pin point as the number of people is largely irrelevant. The reason for this is that a single person could have PPI applied to all of their borrowing facilities so they could have easily 5 or 6 policies on their various accounts over time. On many occasions this figure is well into double figures when all the loans, credit cards etc are taken into account. As an example we had a client with 52 individual policies so this gives some idea of the scale of the misselling.

However, most industry specialists believe there are in excess of 20 million individuals who have been missold PPI since 2001 with this number then multiplied by an average of policies per person so a figure of over 50 million missold policies is certainly a conservative guestimate. This doesn’t take into account people and policies missold before 2001.

One figure we do know and that is at least 3 to 6 million people and their raft of policies still remain untouched from 2001 and there ready to be redressed.

 

howdoiclimabackmyppiHow Much Money are we talking about?

PPI refunds can vary dramatically. Ultimately the amount of refund depends on the amount you have paid for a policy. This figure is then taken and interest is added to the present day from the start of the premium and final compensation interest is then also added. Because the lenders pay interest at the prevailing account interest rate the refunds if a number of years old can increase in size dramatically.

This is particularly true of credit cards where as an example a client paid approximately £3000 from 2003 on their card but the interest increased the refund to over £18000. However, some clients have only paid a few pounds in premiums so a refund can run into only a couple of hundred. We would all like to see a huge refund, who wouldn’t but what is most important is the refund. Whether a few hundred pounds or 10’s of thousands, that money is better in your pocket than the banks or lenders. The largest single refund to date was over £45,000 and the largest refunds to one client over all of their facilities was over £100,000!

 

How do I know if I have had PPI?

To be honest not many people do that is why PPI was missold it was very cloak and dagger. Most of the premiums were added without people knowing. For me it does not matter whether you know you have had PPI or not. The most important thing is to check out all of your borrowing facilities regardless of whether you have details or how far back it is. We do this for all of our clients and on occasions all of their facilities come back as having no PPI. For this they pay nothing but at least they know. So they can ignore those stupid texts or calls about making claims.

However, I did say on occasions as the vast majority of our clients have some PPI applied even if they swear blind that none was on facilities.

 

How Far back Can I Claim?

Most banks would have you believe as would so called experts that you can only claim up to 6 years. Absolute rubbish, It does not matter who the lender is, whether they are still in business or when the facility was taken we can look into the complaint and obtain a refund if PPI was applied and missold.

Yes the further back the borrowing the more difficult or time consuming the complaint will take, don’t forget that we work for nothing unless we can secure a refund so my saying let us check it must mean that we do succeed. Yes not on every occasion but on the majority we are successful at establishing if there is PPI and if there is in obtaining a refund.

Our oldest successful claim was 1982 and our oldest claim we have been successful in pursuing through the ombudsman was 1988. These are just examples and the 80’s refunds are few but it gives you an example that it is worth just us looking.

 

What If I have No Paperwork?

Who has paperwork for facilities that were closed a few years ago, practically no one. The reason is most people keep paperwork to refer to when the facility is open, when it is closed off it goes to the waste basket in the sky. Why would anyone keep paperwork in case some years later it is found that the lender missold a product on it!

The vast majority of our clients do not have paperwork or account numbers, don’t get me wrong if you do great. If you don’t we can find out the information we need from your name and address. All we need to get the ball rolling is the name of the lenders you would like us to look into and the address or addresses they may have on record for you at that time.

READ MORE +

Claim Back PPI from RBS

If you have had a loan, bank card or even mortgage with RBS agreement in the last 25 years is likely that you’ve been paying into a ppi policy. Some banks and lenders however, are mis-selling the policy to borrowers, making them pay for something that they didn’t concur with.

 

Customers buy ppi as a way to payback any loan if any events happen that can cripple their financial ability, such as falling into illness, or untimely death. Amazingly, it reached a point where distrustful banks and also lending firms offer and sell PPI to debtors who don’t need such policy at all.

We found out that there are many banking institutions and lending companies that are fake in a way that they involve payment protection insurance in the credit policy. However, this kind of scam occurs for years. Even now, how could you retrieve your Payment protection insurance claim considering the years you’ve been deceived by the bank authority.

Claims for Payment protection insurance are valid typically up to 25 years. Nevertheless, not every banking institutions or even loan providers can give you precisely the same time period. The deadlines are also depending on any remaining personal information and also documents that they still have. Actually, time limit shouldn’t be given any value. You could acquire your claim if you hold the important authentic papers with you. There’s no reason to fret though if you lost the first paperwork. Together with our support, you could successfully file claims to have what’s actually yours.

Our clientele are not needed to provide us their original account number and documents mainly because while having them is advantageous, it’s still achievable to make a claim without these documents. Few individuals will be organized enough to keep up to twenty five years of loan or even credit card papers. The chances of you actually remembering the original loan policy number can also be pretty remote. To be able to retrieve your details, lenders would generally require your home address at that time the loan was accredited along with your complete name. We’re able to claim on your behalf without the need of the original papers.

It is needed legally that soon after the completion of the preliminary loan, records of the borrower should be held by the lender for six years. This six year is the minimum number of years that any economic company or business must help keep clients details on file. There are several lenders who opted to help keep the documents of transactions from the 1990’s within their archives. Even though it is normal for lending firms to recognize claims that are created soon after 25 years, a number of firms simply provide a shorter time limit. This is mainly because the methods and also durations of record keeping often vary from one loan provider to another. Make sure to fill out the form in this page if you believe that filing for claims is called for.

You can trust us if you believe that you have mis-sold Payment protection insurance. We’ve established our name in aiding countless clients in reclaiming what is lawfully their own possession. If you are interested in claiming, then fill out the form offered on this page to discover more information.

Should you prefer to get our services, keep in mind that we no longer need you to provide the original documents. All that we need are a few beneficial details to make claims. We just require your complete name, the policy that you obtained, and your home address when the transaction was done. For more questions, feel free to ask our hospitable and also knowledgeable staff.

 

 

READ MORE +

Claim Back PPI from Liverpool Victoria (LV)

Ppi policies are used by many consumers in debit card loans or mortgages with Liverpool Victoria agreements for the past 25 years. Several finance companies and banks however, are mis-selling the policy to borrowers, making them pay for something that they didn’t agree with.

In situations where the lender losses his job, becomes unwell, or meets a mishap, the payment protection insurance is the one responsible in covering up all the expenses. Although, one downside of it is that lots of banking institutions and lending companies offer Payment protection insurance even to those individuals who don’t need such policy.

 

In situations where the lender losses his job, becomes unwell, or meets a mishap, the payment protection insurance is the one responsible in covering up all the expenses. Although, one downside of it is that lots of banking institutions and lending companies offer Payment protection insurance even to those individuals who don’t need such policy.

Through wrongly selling payment protection insurance, banking companies and also other monetary businesses have long deceived their own unsuspecting customers. But, can Payment protection insurance still be claimed? If so, what do you must do and how much could you claim?

There is no certain time limit provided when you can present a complete original documentation and also records of payments, nonetheless borrowers are provided twenty five years tops. In addition, keep in mind that it also depends about how long banking companies and also building societies have saved your significant information. But we have the cabability to efficiently have your claim regardless if you’ve got the original papers or not.

We do not require you to get your original paperwork or account number to give when claiming, it would be beneficial however it is not needed. We all know that it is somehow not possible for people to keep all of their bank cards or financial loan records for up to twenty five years. Needless to say, the number of your original loan policy is not the kind of information that you can very easily recall particularly when a few years have passed already. What exactly is most critical is your full name, and also the home address during the time the loan was agreed as most loan providers can monitor your own records that way. It doesn’t matter when you lost the original documents considering we can assure you that with our help, you will be able to make a claim.

It is required by law that after the completion of the first loan, records of the debtor ought to be kept by the financial institution for six years. However, they are no longer needed to keep the records on file right after mandatory six-year documentation. Other loan providers still have documents of their own customers going back in the 1990’s. The main problem is that loan companies have various methods and durations of holding their documents so while a claim for maybe 25 years in one company will not be possible from some other company. Make sure to fill out the form in this page if you believe that submitting claims is called for.

We could definitely help you in making a claim. Kindly fill the form in this page for this job to be done. Like most people who were tricked into purchasing a Payment protection insurance, you might find this trouble rather confusing. Well, we could provide you the assistance that you will need in this matter. As a matter of fact, we’re proud that we were able to help lots of people in their own claim. This is an excellent opportunity for you to get what’s yours after all.

We don’t require your own original documents to make the claim. The lender’s name, the day, and also the policy you were committed to, are the information that we need to help you. Also, you can inquire our crew if you have any questions about it, and they’ll shed light to your own questions.

 

 

READ MORE +

Claim Back PPI from Yes Car Credit

Any loan, credit card or mortgage having a Yes Car Credit arrangement for around 25 years is called a payment protection insurance policy. Conversely, you can find numerous financial institutions and firms offering loan with this policy of credit deals that don’t make their borrowers mindful of such. Obviously, these kind of firms are bogus; they make the most of their borrowers.

 

A whole lot of loan banks as well as businesses give Payment Protection Policy (PPI) to their borrowers behind the fact that it is not definitely important. Generally, payment protection policies are utilized by many borrowers allowing borrowers to continue paying the money they owe when they couldn’t, such as joblessness, mishaps, or even falling into health issues.

We’ve discovered that a lot of lenders are misleading their clients by marketing payment protection insurance that they don’t even require. Is there a chance that you can reclaim everything that you should have right from PPI?

Ideally, there should be no time limit specifically if you may show all of your payment files and authentic documents, but most banking institutions will just give you 25 years to create a claim. The policies made simply by financial institutions and lending companies on how long they hold the records of their clients normally vary, which is also made use of as basis for the time limit that they fixed for the PPI claims. Be confident though that we can still help you with your own claim even when the authentic papers are no longer with you.

Though they are beneficial, we do not need borrowers to present an account number or the original files in claiming. We all know that it’s somehow impossible for people to keep all of their bank cards or financial loan documents for 25 years. Furthermore, it is also impossible that you still keep in mind your original loan policy number. Most loan providers can find your particulars just by your own name and also street address you had at that time the loan were agreed. Rest assured that we can assist you on your claim even in the absence of the original files.

We’ve got a form available in this site to fill up if you’d want us to assist you in claiming. After twenty five years you’ve made the agreement, some loan providers won’t accept your claim. It’s because record storage policies are different on each lending company. There are those who keep information as old as the ‘90s, however, many might not find holding that much records feasible. Following the completion date of the initial loan, the loan provider is legally bound to keep the records for 6 years. On the other hand, this is just the minimum years they are necessary to hold the documents of their clients.

We are here to extend some help to those who need to file a claim. To get started, fill in the form on this site. Being deceived into buying PPI policies is most likely to be an unusual thing for some people to manage. We are really willing to fix this problem on your behalf. We’ve helped a number of people to successfully get back what they invested on these policies. Now, it is your time to get the money that’s rightfully yours.

We don’t need your own authentic paperwork to make the claim. All you need to do is share to us the name of the loan provider or even lending company, date and time of the loan was done and what sort of policy you’ve got. In case you have any question or if you require any clarification regarding this matter, we’ve got a team on standby prepared to provide you answers.

 

 

READ MORE +

Claim Back PPI from Natwest

Over the years, the banks have already been providing financial services that people need. Those who are in need of a credit card, mortgage or mortgage will certainly resort to monetary establishments. First off, you might have already got your own payment protection insurance policy (PPI) if you’re doing bank agreements during the last 25 years. Having said that, there are loan providers that include this in the credit agreements unknowingly to the borrower. You’ll find banks which are simply sugarcoating data for them to deceive their clients in having this policy.

As a result, these crooked banks and lenders are offering Payment Protection Policy (PPI) to those who don’t demand it at all. For those who are new to lending, remember the fact that payment protection policies are precisely the same as payment assistance in the event you get sick, lose employment, or meet a mishap.

By way of incorrectly selling payment protection insurance, banks and other monetary firms have long deceived their unsuspecting customers. How could you claim everything back from the PPI policies? If so, what are the root procedures?

As long as the borrower has the original copy of documents as well as payment records, probably, they can get it in just a maximum of 25 years. There are different cut-off dates offered by banks as well as building societies based on the period of time where they’ve got your data. But with us, we will be there to assist you in making a claim even an original work is not provided.

An account number and also the original copy of documents are useful in making a claim, but they are not really important for the procedure. This is the reason why we don’t need borrowers to present such in making a claim. We understand that not all people are able to keep loan or credit card documents for a maximum of 25 years. It is very unlikely that you still remember your original loan policy number after a few years. The name of the loan provider, as well as address during the time the loan was agreed are rather important as this is precisely how most lenders can find your information. Don’t worry if you lost your original documents mainly because you are able to still claim through our assistance.

If you’d want us to effectively make a claim in your behalf, simply just fill the form given in this site. You may find that a few lending companies won’t grant your own request for a claim after 25 years. It’s mainly because record storage policies are varied on each lending company. Legally, lending organizations can get rid of their past client’s documents if the necessary length is up; on the other hand, a few loan providers are maintaining data ever since time immemorial. Any records from your initial mortgage should be secured by the lending party for six years as ordered by the law. The very first six years is just the minimum, and firms are allowed to add more years or take away the data files as they see fit.

Misselling your PPI shouldn’t fret you mainly because we are here to provide you assistance. We’ve assisted many customers to claim back what is truly theirs. If you’re thinking about making a claim, then fill in the form provided on this site to discover more details.

We’ve got a dedicated group of experts who’re always willing to deal with your needs. We simply need the name of your lender, your home address the time you filed the loan, and also the type of policy you have to start making a claim. It’s no longer necessary for you to provide us with the original paperwork.

 

 

READ MORE +

Can I Claim Back PPI If I Have Already Used It?

Can I claim back ppi if I’ve used it I hear you cry, the simple answer is yes you can. The 
act of mis-selling PPI is not whether you have claimed or not it is about the lender 
following the correct sales process when the PPI policy was sold. If they didn’t whether the 
PPI claim was successful or not doesn’t matter. However, if you did have a claim any 
settlement would be minus the amount they have already paid you. For our clients we base 
any success fee on the amount you get minus the previous claim which is the fairest way to 
structure our fees for you.

We have found that many banks are deceiving their clients by offering payment protection insurance which they don’t even need. But simply how long can back you claim PPI?

You have 25 years more or much less to make your own claim. As a result, the time limit offered by financial institutions and also building societies aren’t the same as one another. Additionally, it also relies on exactly how long they’ve been keeping your own information. Truly, time limit should not be given any importance. All you need is your own authentic documents to help make the claim. Alternatively, don’t worry if you’ve lost your documents also. We will give you all the assistance that you need, to make sure that you’ll be able to make a claim successfully.

We don’t demand an account number or even authentic papers if someone makes claims; although having them can be advantageous. Not all individuals can help keep all their credit card or even loan files in a length of 2 and a half decades. And it’s rather unattainable also to recall the original loan policy number. As a way to show all your documents, almost all loan providers will surely inquire your own name along with the address which you utilized the time the loan was given. This is why we could assist you in creating a claim even in the absence of your original papers.

If the first loan is done, the records must be held by the banking institutions for six years as required legally. The minimum period of time required for any economic or even business in keeping the details of their clients on file is six years. Some other loan providers still have records of their own customers dating back in the 1990’s. Although some firms provide their borrowers 25 years to create a, you can find those who provide a shorter time limit, and this is because the strategies and also durations of record keeping that loan providers are imposing differ from one another. There’s a form on this page that one could complete if you are planning to make a claim.

We could discuss how we could be of assistance in making a claim. To begin, fill in the form on this page. Being deceived into buying PPI policies is most likely to be an unusual thing for some people to deal with. We could definitely assist you in this situation. We have assisted many people to successfully get back what exactly they spent on these policies. Are you willing to claim what you deserve to have?

Our small dedicated team will be able to assist you with any concern you could have. We need to know the name of the lending company, your home address the time the loan was granted, and the type of policy you had for us to start aiding you in claiming. It is no longer necessary for you to give us the original papers.

 

 

READ MORE +

I think I had PPI but don’t know, how do I check?

If you wonder ‘I think I had PPI but don’t know, how do I check?’ then you are like most of 
our clients who just don’t know.  Its not your fault that you don’t know, anyone with 
borrowing information should take care as to how long they keep it, so how were you to 
know you would need it because the bank was conning you. Most of our clients just let us 
know all of the facilities they had (not necessarily with paperwork or account numbers) and 
we contact them to find out. If there is none, you know and there is no fee. If there is then 
we look at getting this back for you. 

For a few years, banking institutions are already tricking their customers into buying a payment protection insurance without thinking about their particular requirements. There is no doubt that you should claim your Payment protection insurance, but how much time do you have?

To tell the truth if you have all your original documentation as well as records of payments there should not be a particular time limit but from what we have encountered it could be up to 25 years. The time limit commonly depends upon just how long the records are held by the banks and also building societies, which often varies. Rest assured though that we can still assist you with your own claim even if the original documents are no longer with you.

We do not need you to get your original documents or maybe account number to give when making a claim, it will be useful but it is not required. Few people would be organized enough to keep up to twenty five years of financial loan or maybe credit card papers. Furthermore, it is also not possible that you still remember your original loan policy number. To be able to retrieve your information, loan companies will usually need your address at that time the loan was approved in addition to your complete name. Rest assured that we can help you on your claim even in without the original files.

Within six years after the first loan is completed is the duration needed by the law for financial institutions to keep documents of their borrowers’ information. Naturally, at the least 6 years is the duration when all clients’ files are held. Yet, you can still find other loan companies who keep borrowers’ information in excess of 10 years. Additionally, different approaches and length of time in keeping files are applied by numerous loan companies around. Because of this, you’ll find companies which will permit claims for 25 years and others won’t. Certainly, companies have various groups of policies. So you better complete the form that you could find on this page if you’re interested in making a claim.

We could discuss how we can help in making a claim. To get started, fill in the form available on this site. If you’re suspecting that you’ve been selling PPI incorrectly, then count on us because we are here to aid. We’re here to support if you are thinking about to claim. As a matter of fact, we’re very proud that we were able to assist many people in their claim. This is the right time to return what exactly belongs to you.

Our small dedicated staff will be able to assist you with any concern you might have. We have to figure out the name of the lending company, your address the time the loan was granted, and the type of policy you had for us to start assisting you in claiming. It’s no longer required for you to provide us with the original paperwork.

 

 

READ MORE +

I have been told PPI cannot be claimed after 6 years, is this true?

If you have been told PPI cannot be claimed after 6 years or a certain lender cannot be 
looked into for whatever reason. Sadly whoever told you is just wrong. PPI policies can be 
checked as far back as you like. The only problem arises is that some firms have 
destroyed certain bits of paperwork, but because the lenders are all different even those 
that have said they have no records miraculously find the information when pushed. Our 
earliest success is for a facility in 1982 and even when submitting a complaint into the 
ombudsman we have been successful with a case from 1987. Regardless of age get the 
facility checked out we don’t charge if we don’t find and get back. 

For quite a while, banking institutions have been deceiving their own clients into purchasing a payment protection insurance without considering their own needs. No doubt that you must claim your Payment protection insurance, but how much time do you have?

Usually, they will present you about 25 years to create a claim. Nevertheless, not all banking institutions or loan companies can provide you exactly the same time period. That could rely on precisely how long they will keep your own information. Essentially, time limit should not be given any value. You could claim with no certain time limit so long as you have the first contract records and also papers. On the other hand, don’t worry if you’ve lost your own files at the same time. You could still have your own claim if you trust in the services we give.

Though they’re beneficial, we do not need borrowers to give an account number or the original documents in making a claim. After twenty five years, it’s possible that you already neglected where you put some documents including those for your credit card and loans. Needless to say, the number of your original loan policy isn’t the type of information that you could effortlessly recall particularly when several years have passed already. In order to retrieve your details, loan companies will commonly require your home address at that time the loan was approved in addition to your own complete name. Rest assured that we could help you on your claim even in without the original files.

If you’d like to obtain our assistance in making a claim , simply just fill out the form on this site. After 25 years you’ve made the agreement, a few loan companies will not accept your claim. It’s simply because record storage policies are varied on each lending company. Several documents are kept for decades since their very first transaction, but there are those who reduce information whenever they’ve accomplished their time limit. The law claims that the client’s data should be just kept by lending businesses for 6 years. The initial six years is only the minimum, and companies are permitted to add much more years or get rid of the documents as they see fit.

If you are baffled by if you’ve been mis-sold PPI we have been here to help you. The number of clients that we’ve reclaimed what they ought to have has been achievable because of our assistance. Fill out the form on this site if you like to acquire more information about how you can get started in making a claim.

Our small dedicated group will help you with any inquiry you could have. You could make a claim through providing us the lender’s name, your address when the loan was made, as well as the policy you had. We don’t need the original paperwork.

 

READ MORE +

Can I have had PPI and Not known?

4c8804bc-d565-4164-9a5a-13a945a92376Many of our clients can have had PPI having not known. Many have sworn blind that they 
would never have had PPI which is why we say just check all of facilities regardless of how 
far back because you just don’t know and of course if we find nothing or can not obtain a 
refund then there is nothing to pay! The problem for clients was that most lenders including 
banks would add the insurance without you knowing just building it into the cost of your 
facility. Also the passage of time means paperwork is destroyed and so policies are missed 
or forgotten, so just get it checked out.
 

It is now apparent to us that many borrowers are scammed by banking companies by which PPI policies are confidentially added to their original contract. Even now, this sort of scam occurs for a long time. Then again, you can still claim PPI from the financial institution which offered it to you initially; which depends upon the extent of time that you were paying out the insurance policy.

Most of the time, people could claim up to 25 years; this is if they have all the original records of payments and also other documents. Moreover, bear in mind that it also relies about how long banking institutions and also building societies have saved your crucial details. But with us, we’ll be there to help you in making a claim even an original work is not given.

In the span of 25 years, many things have occurred, and also changes made. Considering that years, it’s not a surprise any longer that you cannot recall exactly where your records are positioned. For over two decades, not all individuals can possibly remember the exact details concerning their loan policy transactions. Your name and also home address when you secured the loan will be recorded by lending businesses; by which they normally use such details to very easily find your data too. The great news is; we are able to help you make a claim even if you don’t have the original documents along with you. It’s true that it’s quicker to have results if you have the supporting files, but they’re not necessary for filing a claim. It’s the key reason why we could pursue the claim in your behalf without requiring minute details from the original documents.

If you’d want us to successfully make a claim in your behalf, simply fill up the form provided in this page. After twenty five years you’ve made the agreement, a few loan providers won’t accept your claim. This is because the policies and methods that loan providers make use of in documentation often differ from one another. A few documents are kept for years since their first transaction, nevertheless there are people who reduce information whenever they’ve accomplished their time limit. For legal reasons, lending businesses should keep any documents from your very first transaction for 6 consecutive years. The first six years is only the minimum, and companies are permitted to add more years or take away the documents as they see fit.

We’re here to extend some help to all those who have to file a claim. To get started, fill in the form on this page. If you are suspecting that you’ve been selling PPI incorrectly, then rely on us once we are here to aid. We’re very eager to resolve this problem on your behalf. We even boast to have helped many hundreds of people in filing a claim; and it turned out to be successful. Are you willing to claim what you deserve to have?

We have small staff which will do their best in providing you the necessary details as to precisely how we can assist you in making a claim. What you should do is to give us with the lender’s name and also your address for those who have made your initial loan along with the kind of policy you had. We won’t need you to show or offer us the original papers so as to have this job carried out on your behalf.

READ MORE +

Claim Back PPI from Egg

The first idea of ppi was to help an individual repay the loan payments when they became ill, was involved in an accident or became unemployed. That’s why a lot of banks unnecessarily sell PPI policies to debtors, and employ it as an opportunity to ensure payment.

For years, financial institutions have been deceiving their own customers into purchasing a ppi without taking into consideration their own requirements. But merely how long can back you claim PPI?

So long as the borrower still has the original duplicate of papers as well as payment records, most likely, they can get it in just a maximum of twenty five years. The duration where banks and also building societies store and keep your data is a major consideration. But with us, we will be there to assist you in making a claim even an original work is not provided.

We don’t need you to get your original paperwork or even account number to give when making a claim, it will be helpful but it’s not essential. Few individuals would be organized enough to keep up to twenty five years of loan or even credit card papers. The possibilities of you remembering the original loan policy number are also pretty remote. As a way to retrieve your information, loan providers would generally need your address at the time the loan was approved in addition to your own complete name. It doesn’t matter if you already lost the original paperwork considering we can ensure you that with our help, you’ll be able to make a claim.

If you’d like us to effectively claim in your behalf, simply fill the form given in this page. Some loan providers will honor a claim that is made by a client twenty five years after, however there are those who wouldn’t. It’s because record storage policies are varied on each lending company. There are those who keep data as old as the ‘90s, but some might not find holding that much records possible. Any records from your initial loan should be secured by the lending party for six years as ordered by the law. However, the 6 years period may even take longer because businesses have the legal rights to do so according to the circumstance.

If you’ve been getting Payment protection insurance without noticing it, then leave the rest to us. We have helped lots of people to get back what’s actually theirs. It’s about time to gain back precisely what you spent at the same time. Tell us on the way we can be of service by simply filling the form that we presented in this web page.

We have a professional team of professionals who’re always prepared to deal with your needs. You can make a claim through providing us the lender’s name, your home address when the loan was made, and also the policy you had. We won’t request you to provide the original records.

 

 

READ MORE +

Claim Back PPI from Santander

Over the years, banks have already been providing financial services that people need. It’s at Santander that most people are applying for loans, bank card or mortgage. First off, you might have already got your payment protection insurance policy (PPI)  if you’re doing bank agreements in the last 25 years. In connection to that, borrowers are also being deceived by some loan providers by way of adding Payment protection insurance  in their credit card contracts without them knowing. You’ll find banks that are simply sugarcoating information to trick their clients in having this insurance policy.

 

As a result, these crooked lenders and banks are marketing Payment Protection Policy (PPI) to individuals who don’t require it at all. For novices, payment protection policies are just like payment assistance for loans when the borrower becomes sick, lost a job or engaged in an accident.

You can find people who don’t require any assistance from payment protection insurance policies, but you can find financial institutions that still present the policy irrespective of their standing. It’s saddening to know that many customers have fall victims in this challenging arrangement for years. You can state that this is as good as stealing somebody else’s funds. Understanding that, you must find out how much time you must claim your own Payment protection insurance.

As a matter of fact, as long as you have secured your original papers and payment documents, then there should be no certain time period limit. However, not all financial institutions have similar limitations, mostly they give a 25-year limit. It is also based on any existing files that the financial institution has secured over the years. Most certainly, we assure you that we could lend you a helping hand in claiming what’s rightfully yours even in without the original paperwork.

Although you can offer us your account number or original documents; still we could get your own claim without it. Not all individuals can hold all of their credit card or even loan documents in a period of 25 years. And it’s quite impossible also to remember the original loan policy number. To be able to present all of your records, the majority of lenders will simply ask your name as well as the address which you utilized the time the loan was granted. So, we could surely help you in your claim even if you don’t present us the first documents.

In 6 years from the moment the initial loan is given is the period that the law requires for banks to keep record of borrowers’ data. As such, the minimum time that company and financial institutions can keep the personal documents of their own borrowers is 6 years. Yet, there are lots of loan companies who still have client’s information even since the year 1990’s. In that case, a claim for 25 years from a specific firm won’t probably be done from another company because of the different methods and time keeping of records of lenders. Thus, if you’re interested in making a claim simply just fill in the required details in the form given on this site.

Are you receiving Payment protection insurance without knowing it in the first place? In case you stated yes, then we could help you. We already extended our services to a lot of customers in reclaiming what’s theirs. And it’s time to perform the same as well. With that, please fill up the form on this page so that we will find out exactly how we could help you.

Our small dedicated group will be able to help you with any inquiry you may have. We simply need the name of your lender, your address the time you filed the loan, and also the type of policy you have to get started in claiming. It is no longer needed for you to give us the original paperwork.

 

 

READ MORE +